Secure Your Retirement with a Second Degree or New Training
I have a friend from high school who has spent 20+ years teaching math in a large high school. He tells me that he is planning to retire after the coming school year. I happened to see him teach a class last year, and he is a really inspiring teacher.
I couldn’t imagine how a guy with his smarts was going to simply stop working. Plus, he is only in his fifties, which seems too young to retire. So I asked him what he is going to do next. “I am going back to school and by the time I retire, I will be ready to start my retirement career as a trained medical biller and coder,” he told me.
I had never heard the term “retirement career” before. But as soon as he said it, it made sense. I asked him how he had made the decision to train for a new and different career. His answers were thoughtful and compelling. They might apply to you too . . .
- He loved teaching, but after two decades, he was ready for something new. “I have now solved just about every problem a student can throw my way,” he said, “and I want to learn how to confront some new issues in my life.”
- He had worked the numbers and determined that the extra income of a new career would make his retirement more secure. “I’ve got a good pension from my teaching,” he told me, “but the cost of living has gone up and the extra income will make it possible for me and my wife to have a better lifestyle.” He also said that he will be able to keep his nest egg bigger in the years ahead, and possibly pass more of it along to his children. (I also suspect that he might be thinking about buying a slightly bigger fishing boat, but that’s just my guess.)
- He can work fewer hours than he did as a teacher. “I’ll enjoy a new and more flexible way of working,” he said.
- His new career will make good use of his ability to handle details. “Processing medical bills doesn’t involve a great deal of mathematical work actually,” he says, “but the work will be very detailed, which I love.”
By the way, flexible online college courses offer a great way to start training for a second career while you are still pursuing your first one. During evenings, weekends and even over lunch hours, you can complete the training you need and get ready for a more prosperous and happier retirement.
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