Financial Aid

  • Ouch! Stafford Loan Interest Rates Doubled!

    Barry Lenson

    July 1st was not a happy day for American students who are considering Stafford Loans. On that day the interest rate on Stafford Loans doubled from 3.4% to 6.8%. Is it time to hit the panic button? Maybe. But before you do, here are some things that you should know . . . The new interest rate will apply only to new Stafford Loans. So if you already have one, your interest rate will remain at 3.4%. Stafford Loans are fixed-rate student loans that are issued by the Federal government. You can get one if you are attending college at least half-time. The loans are available for both undergraduate and graduate students. It’s easy and convenient to apply for Stafford Loans online. So, Why the Increase? We can thank our U.S. ...

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  • Overdue Changes Coming to the FAFSA in 2014

    Barry Lenson

    Are you the legal child of two unmarried parents living together? Maybe the child of two men or two women who are unmarried? And do you need financial help to attend college? If so, you already know that that the FAFSA has been discriminating against you – or at least, failing to give you the opportunity to accurately describe your family situation when you have gone to the FAFSA website to fill out your FAFSA form. Up until now, you’ve only been able to list the income of one of your parents. But now that is going to change, and you will soon be able to list both incomes. To quote from “Aid Applicants With 2 Mothers,” an article that appeared in Inside Higher Ed on April 30, 2013 . . .  Beginning in 2014, the form will pr ...

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  • Herzing University: Partner College Profile

    Barry Lenson

    StraighterLine is proud to announce that Herzing University is now one of our Partner Colleges When you first hear about Herzing University and investigate what it’s all about, the first thing you’ll probably think is, “Herzing is America’s only university that is owned by a woman, Renée Herzing. That’s unique.” Then you read about a Herzing student who earned both his Bachelor’s and his MBA in four years, and you think again, “That’s unique.” Then you learn that Herzing has a dozen campuses located across America and think, “That’s unique too.” And on it goes – with every page you turn and every fact you learn, you keep discovering that Herzing is uniquely different from most other American schools. An ...

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  • Checklist of Financial Aid Terms You Need to Understand

    Barry Lenson

    If you need financial assistance for college – and who doesn’t? – you need to understand a lot of terms that apply to financial aid. If a college admissions officer asks you, “Have you filed the FAFSA,” you need to know what that is. (See below for a definition.) Ditto, if a lender says to you, “disbursements will be made directly to your college.” (See the definition below.) Yup, there are lots of terms to understand. But don’t sweat it. Here’s a handy list of the most common financial aid terms that you’ll hear when you’re applying for college or financial assistance . . . ACCRUAL DATE – This is the date when a lending institution begins to charge and assess interest on a loan that you took. Note: Many st ...

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  • What You Need to Know about the FAFSA

    Beth Dumbauld

    By Susan McCrackin, Senior Director Financial Aid Methodology Can you show me a “typical” college student today? I know I can’t find one. Some come from public high schools. Others attended private schools or were home-schooled. Some started out by taking courses online or at community colleges. Still others began their college studies while they were still in the military or after they returned home as veterans. Some of today’s students are in their teens, others in their fifties or older. Some of those students end up at traditional institutions like Harvard, or at large state schools. Others opt for highly innovative schools like Thomas Edison State College or Western Governors University that use advanced technology to del ...

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